Loan Options


Being a community bank, we pride ourselves on a high level of personal service. This means fast turnaround on your loan request, along with a variety of products to fit your needs. You may need a consumer loan for a variety of reasons:

  • Auto purchase
  • Recreational vehicles
  • Debt consolidation
  • Personal use

To apply for your personal loan, contact any of our loan officers today.


Our experienced agriculture staff will provide you with all the financial tools to make your large or small operation a success. Come and see us for:

  • Operating
  • Machinery
  • Real Estate
  • Crop insurance
  • Low interest programs


Our experienced lenders can help you make the right choice when financing your next home. Whether buying a new home or refinancing an existing loan, we have many loan products to serve you. Ask us about free pre-qualification.

To apply for your mortgage loan, contact us, or click here to download an application in Adobe PDF* format or click here to download it in a Microsoft Word document format. Email is not a secure method of delivering your application. Please fill out your application and bring it in to one of our mortgage lenders, or if you must email, contact us at for a secure email delivery method.

Get Acrobat Reader*To view these files, you must have the Adobe Acrobat Reader, which you may download here for free.


Using your home's equity is a convenient and low cost way to borrow money with flexible repayment options. Variable and fixed rates are available. Use your home equity for:

  • Home repairs and remodeling
  • Buying a new vehicle
  • Paying for college tuition
  • Consolidating debt
  • And much more


When you are ready to build your dream home or your dream vacation home, think of Holcomb Bank first to fulfill all of your lot and construction loan needs.